प्लानिंग

Somewhere, sometime in August 2008, i had scribbled something like this on Planning at 40m, satisfaction at 60:
Many a time we see that man plans and god disposes. It will sound negative, but it is not so.
Our planning for 60 will be of different types- financial, family life, emotional and very important 'time' planning.
Now as u will see, foremost thing comes to our mind when we utter the word planning is 'financial planning'.
Why?
because we do not want to be dependent on any one. We feel very much insecure if we do not have any means of living and that's why the case after our retirement. These days it is very easy to plan a life since the families are very small unlike in past. Then also, external forces influence us all. So i strongly feel that our planning should be in such a way that whatever situation arises, we should be able to cope up with that.
How?
We must have a sound cultural base and bond in the family, which we should always try to imbibe in our next generation. Giving is a natural tendency; if we pass it on to the next generation it will surely come back in a better way. While doing financial planning if we teach children value of money and the opportunity cost otherwise, it will help them understand our simple living. They will also realise that if we plan financially well now, our parents will not be our financial burden when they grow and have no income.
Emotional planning is already discussed.
Time planning is very important. Here i mean the post-retirement life (span). We should educate ourselves in such a way that we will never turn out to be 'empty mind'. When we are in fifties (if not 40s) we should try to inculcate some hobbies, health or educational regimes in our daily routines, which will be a part of our retired life. This will lead us to have avery healthy body thus healthy mind. We will be useful to our families and the society as well as if we are fit physically and mentally. Every one feels that at 60, our life should be very comfortable. But for that comfortable life, one should be able to enjoy that and from 50 onwards only, one has to introspect what are their concepts of comfort. I feel sound health- physical and mental. It enriches us and guides us in all circumstances.
-Alvika